Smishing is a new term for text message fraud.
Fraudsters send you text messages in an attempt to steal from you – money, identity, etc. The aim is to trick you into disclosing personal or financial information.
The text will appear to be legitimate, claiming to be from your bank, the police or another reputable organisation. It will usually create a sense of urgency perhaps telling you to take immediate action.
You may be instructed to call a telephone number enclosed within the text or to click on a link asking you to login to e.g. an online banking login page. The telephone number could lead you straight to the fraudster or the login page could actually be a fake website.
Please use common sense. Just because it comes via text does not mean it is genuine. You can report this type of activity at http://www.actionfraud.police.uk/.